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Idea from Patti Podnar


The credit industry's use of AI and why it's attracting regulatory attention


As we learn more about AI, we also learn more about inherent biases and how they compound over time. This post would explain how business use AI to make smarter business decisions, define hidden biases (sometimes built into training data) and how those biases can be particularly problematic for the credit industry, identify some current examples of legislation, and offer guidance on how the credit industry can make use of AI without running afoul of privacy or equal treatment laws.


Patti Podnar

Industry Category

Find writers and ideas in Finance


  • AI
  • artificial intelligence
  • machine learning
  • bias in machine learning
  • credit
  • loans
  • hidden bias