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nDash Writer Profile for Kristie Kwok

Kristie Kwok


About Me

I love being a financial and business writer because it allows me to make use of everything I learnt in my previous career while pursuing my passion for writing. With a Bachelor’s degree in Accounting and Finance, 5+ years’ experience at a Big 4 accounting firm, then another 3+ years’ experience in Banking, I have in-depth knowledge on matters relating to accounting, tax and personal finance.

Using this knowledge to help other businesses attain their marketing goals has been an incredible experience.  To me, there is nothing better than turning out a piece of work that a client loves, or solves problems for their target audience.  I thrive on research and find adapting my tone and style for each project a fun challenge.

While I have worked successfully with marketing agencies on brands such as Intuit, The Tax Institute and Xero, I also create content for small businesses directly.  My clients have come from different corners of the world, such as Australia, United Kingdom, Canada and Singapore.

I am based in Melbourne of Australia.  

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My Writing Samples

U.S. Bank Review

Founded in 1863, U.S. Bank has grown to become the fifth-largest bank in America, with more than 74,000 employees, 4,700 ATMs and 3,000 bank branches. This article is a review of U.S. Bank and its product offerings.


Marketing for accountants: strategies for smaller firms

Many smaller accounting firms rely on word of mouth to get new clients — often with good results. According to NAB’s industry report, around one in two businesses found their accountant through recommendation or referral, making the word of mouth a powerful strategy. But imagine how much your practice can grow, if you can reach out to the businesses that look for an accountant differently.


5 tips for investing in real estate abroad

For many global citizens, investing in real estate abroad is a well-trodden path to long-term wealth. It allows you to spread your growing portfolio over different countries and benefit from the economic prosperity happening elsewhere. If you’re considering such an investment, take a look at the following checklist. It’s designed to help prepare you financially, so you’ll know when it’s time to take the plunge and make your dream purchase.


Tips for the expat community: How to find your place in Australia

Australia is often seen as a land of opportunity for migrants. With more than 200 languages and dialects spoken, as well as a large expat community thriving in each major city, it’s a true cultural melting pot where diversity is part of everyday life. If you’re lucky enough to be considering a move to Australia, make sure to consider the following tips, so you can start this new chapter with full confidence.


Is your accounting firm due for a checkup?

When was the last time you assessed the health of your accounting firm? While accountants are often busy performing business health checks for clients, examining their own practice seems less urgent. Yet, when you consider current industry trends: shrinking margins, industry consolidation, rising wage costs and technological disruption, it’s clear that looking inwards is vital.


Making the move to Australia and establishing a new home

After months of preparing and anticipation, you’ve finally made your move to Australia. You found somewhere to live, set up a bank account and started work. You became part of the local expat community, and even began building new friendships. Life in the Down Under has now started to settle into a familiar rhythm. So, what’s next? What can you do to deepen your sense of belonging in your newly adopted country? What will make it truly feel like home?


Accounting Services: skillsets to match emerging demand

According to a recent CPA survey, only a quarter of today’s accounting firms are expecting to provide a broader services mix in the next five years. Yet, traditional accounting services are all predicted to be automated to some degree. Add to that the reality of changing client demands, and it becomes clear that every practice will need to hire or develop new skills to stay competitive. Let’s take a closer look at areas with emerging demand and their related skillsets:


Accounting Software: Your Key to Better Cash Flow

If cash-flow concerns keep you awake at night, now is the time to get the right tools to regain control.


Wining and dining clients: Is it tax deductible?

Buying a client some coffee or lunch may seem a necessary business cost, but will the tax office give you a deduction for it? Frustratingly for small business owners, the tax rules around wining and dining clients are not black and white.


Five tips to get your books into shape

Playing catch-up with your bookkeeping? Now is the time to knuckle down so you can approach tax time with confidence.


How will a career in tax change your world?

Do you know what you want from your career? It is important to give this some thought if you would like to work in a competitive field like tax. As we learnt through industry experts at the recent Tax Institute webinar, tax is alluring to today's graduates for many reasons.


Movement in the Australian Interest Rate Could Happen Soon

here is widespread speculation that a movement in the Australian interest rate will happen soon. But which direction will it go?


Make Your Mortgage Disappear Quicker with an Interest Rate Discount

A small interest rate drop can significantly reduce the term of your mortgage. Especially if you combine other interest saving strategies such as making fortnightly repayments, putting in extra payments whenever possible, and using an offset account.


Bookkeeper, accountant or both?

Should you hire an accountant or a bookkeeper for your business? Engaging the right professional can help grow your operations while unburdening your load.


Property Wealth the Ultimate Incentive for Home Ownership

For those pondering the age old question of whether to rent or buy, it may be of interest to know that having equity in housing is strongly linked to being wealthy. In fact, it can even be said that building equity is popularly seen as the main way to accumulate wealth in Australia.


Overvalued Aussie Dollar the Biggest Threat to Economy

According to the latest IMF findings, the biggest threat to the Australian economy in the near future is the strong Aussie dollar.


Be a Mission-Driven Company: For Your Staff, and Your Bottom Line

A mission statement is standard for a company, but ask any employee what it really means and they probably won’t be able to tell you. Are your staff aware of your company’s mission? Does it drive what they do and how they work? Can your company call itself ‘mission-driven’ in word and deed? We dug deeper and asked some experts.



Tax Assistant Manager

The primary purpose of this role was to manage corporate tax returns for clients in the Information, Entertainment and Communications industries. This involved preparing tax accounting calculations and tax note disclosures for statutory accounts, liaising with UK tax authorities and updating clients on changes in tax legislation and accounting standards.

Company: KPMG

I worked there from 9/2004 until 5/2008

Finance Operational Risk Analyst

A diverse role with a strong focus on coordinating monthly profit and loss and balance sheet reporting for the Investment Banking division. Also responsible for producing monthly newsletters for the finance division.

Company: UBS

I worked there from 5/2008 until 12/2009

Finance Manager

As a Finance Manager, I was responsible for performing data analysis, producing management information reports and advising senior management of business performance, key drivers, emerging market trends, seasonal factors affecting results as well as risk and opportunities for the consumer banking division. In this role, I gained exposure to financial products like credit cards, savings, loans and current accounts.

Company: Lloyds Banking Group

I worked there from 6/2010 until 2/2011

Statutory & Control Reporting Manager

Multifaceted role with the aim of implementing a new balance sheet reporting strategy. My responsibilities included producing monthly financial reports, process documentation and facilitating meetings to review financial results.

Company: Royal Bank of Scotland

I worked there from 6/2011 until 4/2012

Content I Write